The Pre-Paid Legal membership helps people. We see it every day. Read below to see how having and using the PPL membership made a difference in our members' lives.
1. Member contacted our office regarding an ongoing dispute that they have had with a bank. Member informed us that she wrote a convenience check on an account for the sum of $35,000.00 payable to a trust in October of 2008. That check was dishonored for some reason. She then wrote a replacement check on November 5, 2008. The bank then debited the account for an additional sum of $28,768.77, which member was informed was paid to the trust, but member had no evidence of that. Furthermore, that payment never was authorized by the account holders nor was any check written for that sum. In fact, after the replacement check of November 5, 2008 was written, there only was $4,000.00 available in the line of credit. As a result, member has been charged interest on a check that never was written and, possibly, charged some fees for an overdraft. Our office wrote letters on behalf of member, demanding that if the sum of $28,768.77 or any portion thereof was taken from member, that they immediately credit it back to their account together with any interest or fees charged as a result of the debit, in addition to having any negative impact to member?s credit be reversed. As a result, the bank removed the erroneous charge of $28,768.00, all late fees and excessive interest charges from member?s account ? in addition to the negative information reported to the credit bureaus. Member was thrilled with our assistance.
2. Member contacted our office regarding a problem he was having collecting payment for cleaning services rendered. Member advised that he was hired to clean other party?s office, however they refused to pay despite member?s numerous attempts. Our office wrote a letter on member?s behalf and was able to collect $600.00.
3. Member contacted our office regarding money she paid for her son to attend driving school. Member advised that she paid $2,500.00 in advance, but her son never attended the classes. Member contacted the other party, but they refused to refund her money. Member further advised that she did not sign any contract, nor was she made aware of a refund policy. Our office wrote a letter on member's behalf and was able to obtain a full refund!
4. Member contacted our office regarding a judgment she won against another party. Member advised that she paid other party for services that she never received. Member took other party to court and was awarded a judgment. Member did not receive payment despite her numerous attempts. Our office wrote a letter on member?s behalf and was able to obtain a refund in the amount of $1,065.00.
5. Member contacted our office regarding a problem she was having with her credit card company. Member claims she paid her credit card bill prior to the due date using on-line bill payment. Credit card company first claimed that they didn?t receive her payment until the day after the due date and assessed a late fee to her bill. Member inquired as to her payment & the late fee, and the credit card company then advised that they didn?t even receive the payment (even though member?s bank is showing the on-line check was cashed). Our office wrote a letter on member?s behalf and was able to obtain a credit on member?s behalf as well as credit for the late fee, saving member $614.00.
6. Member contacted our office regarding a tax issue. Member advised that he formed a NYS corporation in 1998 to publish a magazine. He failed to dissolve the corporation; consequently his tax debt appears to be based on nonpayment of franchise fees. Our attorney reviewed docs on member?s behalf and advised member how to proceed. Member followed attorney?s instructions and was able to obtain a considerable reduction of taxes owed ? saving member $4,642.00.
7. Member contacted our office regarding a landlord/tenant issue. Member advised that there was a fire in her building and she had to vacate her apartment indefinitely. Landlord provided member with an apartment rent free for one month, but it was apparent that member would be there much longer than the month. Our office wrote a letter on member?s behalf and was able to obtain another month at the new apartment rent free, in addition to the return of her security deposit.
8. Member contacted our office regarding a consumer matter. Member advised that he paid $600.00 to a real estate broker to find an apartment. The broker was to send member a lease, which he never did. Member advised that he never signed any contracts with this broker, but member then found an apartment on his own and wanted a full refund of the money he paid to the broker. Our office wrote a letter on member?s behalf and was able to obtain a full refund of $600.00. Member was very pleased.
9. Provider received a phone call from a store clerk from a Wal-Mart Supercenter. She told me that she found a wallet, but there was no information to reach the person who lost it, except her Pre-Paid Legal membership card - she provided me with the membership number and her name. I took down her information, then called member to let her know that they had found her wallet. Member was so thrilled, she started screaming! She had been so upset about losing her wallet, as you can imagine, and very grateful that I had called her. Just thought I share this little story with you. I know it made my day!
10. Member contacted our office regarding a debt she allegedly had with a credit card company. Member advised that during the trial, the opposing counsel tried to get member to show them her file, because apparently they had lost their own file and the statute of limitations was approaching. Our attorney advised member that this is the oldest trick in the book, trying to get the defendant to prove the plaintiff?s case, and advised member to keep her file to herself. Member was released from a debt in excess of $6,500.00 when judge dismissed the case! Member was thrilled because the credit card company had been bugging her incessantly for several years!
11. Member contacted our office regarding a banking matter. Member advised that she pre-authorized a payment on a loan that was to be deducted on the 3rd of the month. Member advised that the other party deducted the payment on the 30th of the previous month, and as a result member incurred overdraft fees. Our office wrote a letter on member?s behalf and was able to recover all bank fees, totaling $140.00.
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